Our certificate of deposits offers varying terms and often a higher interest rate in exchange for more limited liquidity.   

• Terms vary from 6 Months to 5 Years.
• $1,000 minimum to open the certificate.
• Dividends are calculated daily and paid monthly or quarterly.
• Penalty for early withdrawal of funds.
• All certificates of deposit with terms of 12 months or greater are available for IRA deposits
• FDIC insured